My car was stolen and the only insurance was the lender's single interest insurance what would be covered> -

The lender's interest. Their insurance doesn't cover ANYTHING to you. It won't pay YOU a dime. It covers the lesser of the value of your vehicle, or the loan balance. That's IT. And if you're upside down on your loan, you'll still owe the rest of your loan balance to them. The lenders interest in the auto...nothing for you isn't car insurance required in every state? - especially if you owe money on the car? Coverage is only for the lending institution's interest in property used as collateral for a loan in case the borrower does not have adequate coverage. The amount of recovery is the lesser of the outstanding loan balance or the current value of the collateral. Coverage is not provided for any interest of the borrower.