Thursday, August 28, 2008

Personal Liability Insurance? -

Does anybody know of an affordable place to get Personal Liability Insurance? I'm in Florida and my boyfriend needs it before he can start work doing bottom and propeller cleaning. Thanks! =) Personal liabiltiy coverage is not going to cover a business. He needs to get a commercial liability policy (known as a CGL). He will also want to get his equipment covered, because that will likely NOT be covered by his homeowners/renters policy or have very very limited coverage. Call a local independent agent (or 3) to see if they are writing new business. I am sure they would be happy to help him. They will ask him many questions and come up with a policy that is best for him. Have him check coverages because that is what he wants to look at, not necessarily price. Price may look good but you do not want to be caught short if there was a claim. Check with a local insurance agent. Some companies are licensed by your state - some may not be but can still sell insurance within your state. Not all insurance companies are created equal - some have higher ratings and less chances of going out of business - which would be very important should you ever have a claim. So let the agent do the leg work for you. I suggest going to the agent who handles his automobile and home/renters insurance. He should be able to get a discount because he is an existing customer.

No comments:

 
breast-cancer diabetes-informa... weight-losse lung-mesotheliom... eating-disorders medical-billing php-and-mysql skin-cancer medical-health astronomy-guide cancer-diseases health insurance seo-news-2008 forex3003 lawyer-lookingforalawyer earnmoneyonline-earn forexautotrading-forex forex-trade forextrading forex-trading-forex-trading-08 searchingforcancertreatment adsense jiankang8008 beauty-girl forex5005