Where to get the cheapest car insurance? -

girlfriend is unable to be covered in my insurance from work, sshes a new driver and is looking for where to get the lowest quote, any ideas? As the previous person stated, there is no one quote that will work for everyone. Various factors contribute to how much she ends up paying for auto insurance. Things such as: age, driving record, etc. That being said, there are differences between companies, which means doing some shopping around. You can get instant quotes online so that you can compare and contrast prices to find which will be the lowest for your girlfriend. Check out the list below to start your comparison shopping. you have to do a lot of talking to multiple agents to find the best deal. Beware that some cheap quotes may not have as much coverage as the pricier quotes. When I bought my first car, the cheapest option for me was to insure with GM's insurance company. When my wife got her licence, we set her up as a secondary on my policy for a year then bought a car. She was able to then get a better rate since she had 12 months of converage without an accident. AAA and 21st Century are the cheapest. You should contact an insurance broker and help you shop for insurance. There's no one size fits all cheapest, just like there's no one size fits all pair of jeans. There's no short cut to shopping around. A company that's cheapest for me, might be most expensive for her - or somewhere in between. She's going to have to call a couple local, independent agents, to let them get her a total of 10 quotes or so. Then she'll know who's cheapest for HER. Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit score es and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement. The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies. An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can. Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem! Good luck, drive RESPONSIBLY and I hope this helps! This is a pretty broad questions. I would suggest researching online for auto insurance. Many companies now days have online quoting where you can answer a few questions and get a quote within a few moments. Good luck