Thursday, August 28, 2008

Travel Insurance? -

My Grandma and Grandad are having trouble getting travel insurance because my Grandma is under 65 and my Grandad is over 65. Any tips/ Websites? Thanks, xxx The Lloyd's of London has coverage for people over the age of 65 and under age 65. They only need to by US residents to apply online. The process is quick, and they can print proof of coverage from their computer if they need it for a visa. https://online.piu.org/online_major_medi... Try Squaremouth. Its a comparison site that has products for all ages. You should have no trouble finding lots of travel insurance products to choose from. If you are US based try: http://www.squaremouth.com If you are UK based try: http://www.squaremouth.co.uk There are angles to this question. Grandfather-if he is in Medicare should explore a medicare sup policy which bears international coverage. This would fill the gaps for his policy. If he is still employed, he may want to reach out to his current carrier. Most carriers pay international emergency claims. Grandmother- If she is on a medical policy already she should explore her carrier for their international coverage. Medicare does NOT cover internationally, and you should NEVER obtain travel insurance from a travel agent. They are not insurance agents and therefore what they sell is not insurance. That plan someone mentioned with Lloyds is very good. You should also check out the Liaison plan at http://www.worldwidemedical.com, as the coverage is comparable but rates will probably be a bit cheaper. Benefits will decrease after age 80, but they will have no trouble getting coverage regardless. They should ask their travel agent. Assuming you are in the UK try Saga

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