I need help friends! I am interested for medical insurance, but i dont know anything, plz suggest me!? -

Idont know which policy is good and plz also tell me if i do a insurance after how munch time i can claim for that?which is smallest time priod policy and how much i have to invest for that. In today's world, there are many options in the individual health insurance arena. I would suggest reaching out to a local broker as they are familar with your local market conditions. Some things you will be looking for: 1. Access to Care- Go on the carriers website and search for doctors. You will want to make sure there are plenty of network options available. 2. Value- You will want to take a look at the plan design to ensure the coverage actually pays compared to the premium dollar. 3. Affordable- You will want to get at least 3 quotes from carriers to see where the baseline rates are. Why dont you get in touch with Insurance companies who are providing this service and i am sure you will be briefed of all the pros and cons of the policy and also the best suited one. Mediclaim Health benefit inusuarance is better. The premium depends upon your age and for what is the limit for your insce, for 1 lakh. So many insce cos are there. Where are you now , in which place, any contact number. Then can be guided. Get with the best policy you can get with the most affordable monthly payment. mail me u r details, i deal with reliance health insurance (india) There are twelve insurance companies offering Medical Insurance in the country (India).The premium depends upon your age...if lyou are below 35 and want insurance for about One Lakh rupees it would cost you some thing like Rs.1250/- from New India Assurance Co. this i know because I deal in Insurance policies. Thepremium mvaries from company to company and depends upon the Sum selected for coverage. The cover can be taken for Rs.5.00 lakhs also. The rates per lakh of sum insured will be of the same amount with marginal variations between the companies. During first two years you cant claim for certain diseases and least of all the pre-existing medical conditions. After 4 years of continuous renewal you can claim for almost all the illnesses and diseases. Premium also varies depending upon the place of your stay. Give me your Age, Place of residence and the sum you want to cover for...then I can give you further details. You might want to find some useful info here: http://www.gocheapinsurance.com/