Thursday, August 28, 2008

Insurance cost for teens? -

What is the average insurance cost for teens? They can usually get health insurance for under $200 a month, with no maternity benefits. i'm a 17 year old femal and i pay 300 every 6 months with statefarm for full coverage. thankfully my parents pay half. i know guys have a lot more expensive insurance. i guess it depends on the company. alot o $ watch out My son was added to our insurance, we have 3 vehicles, his portion is 225 each month What type of insurance? Teen rates are HIGHER for auto insurance and LOWER for health and life insurance. Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. SOme companies run credit scorees and MOST run a motor vehicel report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement. The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies. An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can. Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem! Good luck and I hope this helps

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