Whic is the Best L I C policy with low premium and high returns? -

I have limited income. With so much expenses it is difficult for me to save. I want best LIC policy or some other fund which is safe to invest my savings If your purpose is Insurance, go for SBI term insurance. I have checked found it cheaper then all others(including LIC). If your purpose is investment, dont go towards LIC or any other type of insurance. The have high initial charges that affect return. If you can take risk (risk involved is same as in ULIP) with your low income, invest in Mutual Fund through SIP monthly. Some of the good funds are 1. Reliance Growth 2. JM Basic 3. Kotak Opportunity 4. DSP ML TIGER ULIP from Max New York Life. Mail me at jain_mugdha@yahoo.com for details on the minimum amount and the returns possible. As your income is limited, I would advise you to go for Term Insurance.. Term insurance is purely protection plan and the premiums are very nominal even for high covers. For e.g. a Sum Assured of 10 Lacs + Accident and Disability Rider of 10 Lacs + Waiver of Premium, I am paying a premium of Rs 350/- to ICICI Prudential per month. If you go for SBI Life, their premiums are even lower than Rs 350/- for same amount of cover. Hope this explains you well!!! Take the policy immediately and insure yourself.... Money Back Policy There is one very intresting opportunity to earn money while doing your job or business, www.rmpinfotec.biz, you can take a bajaj allianz family unit gain policy - here you get your policy and opportunity to bring policies of your friends and earn money through all over india, you can earn upto 1,30,000 per week, Contact for details. see the offical website of LIC www.lic.com