How long is it before life insurance beneficiary recieves check ? -

Why? Are you thinking about killing someone? When my grandfather passed away in September it took about three weeks for my grandmother to get the check. The people from the funeral home were very helpful in getting us everything we needed for the insurance company. It depends on the insurance company. Here it takes about 3 weeks to get a death certificate and after that from a week to 2 years to get your check from the company who held the policy. The time frame can vary widely. As stated earlier, first you have to provide a certified death certificate to the insurer so that they can begin to process the payout claim. Once that is completed, you may end up waiting a few weeks to almost a year prior to payout. If there is a time frame involved, it may well be stated in the actual insurance policy. Check it over for any such terminology. You should receive your check in the mail within 10-21 days after the life insurance company has received all necessary paperwork and clearly determined that the death was from natural causes. The paperwork necessary should be stated in the policy under the section related to making a claim on the policy. It should also clearly explain how to make your claim. Also, you could call the life insurance company (the phone number should be listed on the first page of the policy) and ask them how long it will take to receive the check for the life insurance. Life insurance proceeds are usually Free from any federal income tax. Also, the beneficiary can use the money however they choose. I hope that helps! Best of luck to you. If you send in the death cert and the claim form, the policy is paid up to date, and you, not the estate is the beneficiary,and the co is satisfied everything is in order, maybe a week. If all your paper is in order i have seen it take as long as 30 days check with your department of insurance in your state and they will tell you how long it should take If the policy isn't contestable, and the death is natural causes, it's usually 2 - 4 weeks after all the paperwork has been received by the insurance company. Once you provide them with the death certificate, they are obligated to pay out in a certain period of time [usually 30 days, depends on the state] If you are having problems, best to complain to the state insurance board.