If i sell my car and no longer need my policy can i have a refund? -

uk only pleaqse Sometimes if a policy is cancelled in the first year of insurance there is no refund. Otherwise, yes, you are entitled to a refund for the time left on the policy. Presumably you are not getting another car so just take good care of your bonus letter as it will be valid for two years should you decide to buy another car. Usually you get a percentage back upto the 9th month. After that...zilch!! Yes. They only refund the full months remaining though. You will have penalties to pay for ending an insurance policy early. We had to change insurers when we got a new car as I was going to be the main driver (as the original one my Hubby was the main driver) and depending on how long your insurance was meant to last will determine how much you have to pay. Sounds unfair I know but I suppose the insurance company's have to stop people from just constantly swapping insurance companies before the year of insurance is up. If you are selling your car but getting another car in it's place then the insurance company will amend your policy accordingly and only charge you if your premium exceeds the original one. Contact your Insurance Co. and ask the question,you should get a refund for the amount of time left on the policy less a small admin charge. Are you going to buy another car, if so ask the question as to the best way to arrange this, as you may need to be covered when you test drive it (private sale ) Ask if cancelling the policy affects your no claim discount