Is "Eastwood" or "The General" car insurance really fronts for another big insurance company? -

Eastwood The General is a company who performs services for another person under an express or implied agreement and who is subject to the other's control or right to control the manner and means of performing the services. The other person is commonly refered to as a principal. One may be an agent with or without receiving compensation for services. The agency agreement is normally written. In summary, the agency is selling a product on behalf of the insurance company in return of compensation. Eastwood and The General are online insurance agents that represent insurance companies. They sell the policies. The insurance companies they represent issue the policies and pay the claims. Both agents specialize in auto insurance for drivers that have had a history of driving violations or of accidents, have not kept their insurance in force or have less than perfect credit. They aren't "fronts", they are AGENCIES. They don't sell their OWN policies, they sell someone ELSE'S policies, and make a commission from the sales. By looking around, you could probably do better than either of the two you mentioned, and Eastwood just sold to Titan (Nationwide.) http://www.insurancejournal.com/news/nat... The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies. An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can. Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person everytime you have a problem! Good luck, drive RESPONSIBLY and I hope this helps