What type of insurance should I buy to pay for my funeral expense? -

I am single. I do not make enough money to be able to save for my funeral. When I save money some emergency always comes along to take it. I do not want my family to have to pay for my funeral expenses. All I want is enough to bury me and that won't be a fancy affair. I am 49 years old. What should I buy? Funeral insurance is basically a low face value, whole life insurance policy. Frankly, if you put the money in a mayonaise jar, you'll be better off, IMO. You're probably looking at $5,000 of coverage. I have no idea what that would cost at your age, but it's not likely to cost less than $50 a month. And if you put that money into a jar, you can have your $5,000 in about 8 years. If you buy a small face value whole life policy with it, then 9 years from now, you're still paying $50 a month. Life insurance companies are basically betting you're going to live long enough to pay in MORE than they're going to pay out. And they're generally right. The average cost for a funeral these days may run between $5,000 - $6,500 or so. There are life isnurance policies that offer $5,000 - $30,000 of life insurance coverage to provide for your needs. Funeral Expense Insurance is easy to apply for online. You answer a few simple questions and you may be able to get insured the same day. There is no medical exam required, a simple application form, and instant approval for those who qualify. To learn more about Funeral Expense Insurance and request a free quote, Visit - http://www.term-life-online.com/funeral-... I hope that helps! Best of luck to you and Happy Holidays! Term life insurance is another option. See an agent for a quote. The first answer is the correct one. Funeral preplanning insurance. Term insurance is a very bad choice for funerals because most people 98% who buy term will outlive the term. That means they get no death benefit. Term is great for temporary needs but horrible for permenent needs such as funeral expenses. Funeral insurance is not typical whole-life. It is increasing benefit whole life with limited payments. That means the policy'sdeath benefit will grow each year to keep up with inflation. If you are 49 now andfunerals are around $10,000 you will likely live 30 to 40 more years and the same funeral will cost around $35,000 or more. You also don't want to pay a premium forever so you usually pay off the funeral policy in 5-years or less. Talk to your local funeral home. They will have funeral insurance. You just need at least $10000 of life insurance coverage, with a family member as the beneficiary. Just a simple life insurance policy should serve your purpose! I don't want to sound sarcastic here, but have you tried Funeral Expenses Insurance. Pay a premium, get your funeral expenses covered when you die. Perfect